Even though this time of year might be busy with holiday plans, make some time to see your dentist and vision care provider. Most dental plans have the benefit deadline of December 31, so be sure to fit in your regular exams and cleanings before the end of the year. Benefit plans differ, so read your plan documents first.
As you look over your dental benefit plan offerings, check to see if you’ve reached your deductible and find out what your annual maximum is. This will help determine which benefits you want to use before the end of the year. As a reminder, your deductible is the amount you have to pay before your benefit plan begins to pay the cost of your treatment. Your annual maximum is the maximum dollar amount a dental plan will pay for care within a benefit period.
For your vision coverage, check your benefit plan offerings for copays, allowances and exam and material frequencies. All plans are different, so check your plan effective date.
It’s about preventive care
Oral health and dental benefits are all about preventive care. That’s why we want you to get to the dentist! Dental benefits work to stop problems before they begin. If you put in the time for preventive care, like visiting your dentist routinely, that can help avoid bigger and more costly problems in the future, like cavities or gum disease.
Vision benefits are similar to dental benefits because they focus on preventive care too. These are benefits you want to use. And just like oral health is an important part of your overall health, your vision health is also connected to your overall health. Make your last dental appointment of the year and fit in your regular comprehensive eye exam with your vision care provider. Remember, even if you have good vision, it’s important to have regular comprehensive eye exams. Exams can check for signs of common eye diseases and detect other health issues like diabetes and high blood pressure.